Business & Commercial Insurance
Business & Commercial Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Business & Commercial Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Business & Commercial Insurance Information
Business Coverage for Your Company
Having a business is an exciting, stressful adventure. As a business owner, you try to anticipate every need that pops up, which is why you invest in business insurance. There are a ton of policies that can help protect your business-owned vehicles, property, employees, assets, and more.
What Is Business Insurance?
Good question! Business insurance refers to a range of different insurances that help protect your business. These include:
Workers Compensation: This coverage provides your employees compensation for work-related injuries.
Business Owners’ Insurance (BOP): A business owners’ policy combine property and liability risks to cover your company from all angles.
Professional Liability: This protects your company against claims of negligence or mistakes.
Commercial Auto Insurance: Commercial auto insurance provides car coverage for company-owned and used vehicles.
mployment Practices Liability Insurance (EPLI): This may provide coverage for claims that your business engaged in wrongful acts (e.g., discrimination, harassment, wrongful termination or retaliation) during the hiring or employment process.
Why Do I Need EPLI Coverage? EPLI may provide coverage if a current, former or prospective employee files a lawsuit against your business alleging improper workplace acts. It may help compensate affected parties and cover legal costs associated with these suits (e.g., defense costs, settlements and judgments).
Is EPLI Insurance Mandatory? EPLI coverage is typically not mandatory, but it can supplement your other insurance policies as you build your comprehensive insurance portfolio. EPLI may be available as an endorsement or as a standalone policy.
How Much Is EPLI Insurance? The cost of EPLI insurance depends on several factors, including your business’s size, location, industry and EPLI claims history. Your selected coverage limits may also impact premiums.
Why Do I Need Business Insurance?
Imagine you’re running your business. Your website is gaining traffic, your workers are happy, and you’re skyrocketing past your original expected profits.
But then, your warehouse catches fire and you lose all assets inside. Suddenly you’re out thousands of dollars and your employees have nowhere to work. Instead of fishing money out of your savings or going into debt to pay for the damages. It can also make up for any income loss your company would experience during that time.
What Incidents Can Business Insurance Cover?
In general, different business insurances can cover things like:
- Fire and other natural disasters
- Car accidents (for company-owned vehicles)
- Data breaches
- Personal injury
What We Offer
We have provided business insurance for a range of professional industries, including lawyers, tax preparers, accountants, auto body shops, trucking and more!
Don’t wait for a disaster to occur. Call us today at (818) 285-0323 and one of our professional Strickler agents will help you find the right policy at an affordable price to protect yourself and your business.