Commercial Auto Insurance
Commercial Auto Insurance Information
Commercial Auto Insurance in Tarzana, California
Many companies use vehicles for business. Sometimes, companies will purchase a vehicle (or a fleet of them) for company use. In addition, employees may drive their vehicles while on company business. Whether it’s transporting goods, meeting customers or running business-related errands, a company could unintentionally put the financial livelihood of their business in danger if an accident occurs without the right commercial coverage.
Commercial auto insurance can help provide the needed financial safeguard so a business won’t face a significant monetary setback just because of an accident. The Strickler Insurance Agency can help you review your coverage to ensure you have the protection you need for your company.
What Kind of Protection Does Commercial Auto Insurance Offer?
Commercial auto coverage is specialized coverage designed to protect your business’s vehicle investment. You may benefit from having commercial auto coverage if you have:
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Vehicles owned by your business.
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Employees who drive their own vehicles for business-related errands.
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Company vehicles provided to employees for commercial and private use.
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Vehicles hired or rented by your business.
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Certain personal vehicles that qualify as commercial due to their weights or sizes.
Each commercial auto policy and situation is unique, and this list is not comprehensive. It’s a good idea to talk with us about whether you should purchase commercial auto insurance.
What Are the Benefits of a Commercial Auto Policy?
Commercial auto insurance can offer numerous coverage options, including:
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Collision insurance—This can help cover damage to your vehicle sustained in an accident.
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Comprehensive insurance—This coverage can help pay for damage from non-accident mishaps, such as weather damage, fires, theft or vandalism.
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Hired/non-owned auto liability insurance—This liability coverage often covers vehicles not owned by your business but are used by you for business purposes. These may include employees’ cars or vehicles that you rent or hire for temporary use.
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Liability insurance—This coverage can help pay for the damage you do to others when an accident is your fault.
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Medical payments/personal injury protection—If you’re hurt in an accident, this coverage may help pay your or a passenger’s medical bills. Sometimes it may also cover other losses, such as lost income.
Some other policies and endorsements may expand your business’s commercial auto benefits. We can find out if any of these supplemental coverages apply to your business:
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Custom parts coverage
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Gap insurance
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Inland marine insurance
What Does Commercial Auto Coverage Cost?
Various factors influence the costs of your commercial auto insurance, including the type of coverage purchased, the type of business and location and the value of the vehicles you want to insure.
The Strickler Insurance Agency can help you with your commercial auto coverage needs. Call us at 818-285-0323 to discuss your insurance requirements.
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